Penny Appeal Canada

55 Village Centre Place
Mississauga, ON L4Z 1V9
CEO: Fawad Kalsi
Director: Dr. Aleem Hussain

Charitable Reg. #:82750 2741 RR0001

STAR RATING

Ci's Star Rating is calculated based on the following independent metrics:

[Charity Rating: 3/5]

✔+

FINANCIAL TRANSPARENCY

Audited financial statements for current and previous years available on the charity’s website.

B+

RESULTS REPORTING

Grade based on the charity's public reporting of the work it does and the results it achieves.

n/r

DEMONSTRATED IMPACT

The demonstrated impact per dollar Ci calculates from available program information.

NEED FOR FUNDING

Charity's cash and investments (funding reserves) relative to how much it spends on programs in most recent year.

60%

CENTS TO THE CAUSE

For a dollar donated, after overhead costs of fundraising and admin/management (excluding surplus) 60 cents are available for programs.



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OVERVIEW

About Penny Appeal Canada:

Penny Appeal Canada is a 3-star, financially transparent charity. It has a B+ Results Reporting grade, which is above average. For every dollar donated to the charity, 60 cents are available to go to the cause, which is outside of Ci's reasonable range. Its reserve funds can cover under one month of annual program costs. 

Founded in 2005, Penny Appeal Canada (Penny) is an international development Muslim charity that works to break the cycle of poverty through sustainable food, water, and education solutions. The charity is the Canadian arm of Penny Appeal UK. Penny operates emergency support, short-term relief, and longer-term sustainable interventions in Canada, Africa, and the Middle East. With its affiliate teams, the charity operates programs in over 30 countries. Penny runs both international and domestic programs. Its international program has four pillars: Feed Our World, Thirst Relief, Global Disaster and Orphan Kind. Its domestic program has three pillars: Food Insecurity, Winter Relief, and Education First. In F2024, Penny Appeal Canada spent $13.7m on its programs. 

International programs accounted for 53% ($8.0m) of program spending (excluding donated goods used in programs) in F2024. The charity reports that 785 million people do not have access to safe water, and that 1.5 million people die from dirty water each year. Penny’s Thirst Relief program built 359 deep tube wells in Pakistan, Kashmir, Afghanistan, Bangladesh, Myanmar and Ethiopia. Penny reports these wells serve 77,493 people. Penny’s Ramadan program distributed 2,811 food packs and reached 46,647 people across nine countries. In F2024, Penny’s Global Disaster program provided aid to countries in crisis, including, Gaza, Lebanon, Bangladesh, Yemen and Afghanistan. In Gaza, Penny distributed 12,450 hot meals, and its medical team helped 190,103 people. In Lebanon, Penny distributed 101,101 hygiene kits. In response to floods in Bangladesh, Penny distributed 300 food packs and 400 hygiene kits and provided cash grants to support the repair of 20 homes. Penny’s Orphan Kind program sponsored 1,650 children, of which 800 were in Pakistan and 800 were in Palestine. 

Domestic programs accounted for 47% ($7.2m) of program spending (excluding donated goods used in programs) in F2024. Penny Appeal Canada’s local Ramadan program provided 709 families with $150 grocery gift cards, in Alberta, Ontario and British Columbia. Penny also provided 130 Iftar meals to parents with children undergoing hospital treatment.  The charity’s Education First program provided backpacks to 1,600 children in the East Greater Toronto Area and gave 140 free haircuts to students in Toronto. Penny’s mental health initiative provided over 150 counselling sessions.

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Results and Impact

Penny Appeal Canada built 359 deep tube wells, including 117 in Kashmir, 107 in Pakistan, 50 in Bangladesh, 50 in Myanmar, 30 in Afghanistan and 5 in Ethiopia. The charity reports that these wells benefit 6,822 households, or 77,493 individuals. 

The charity reports that its Coding 4 Change program, available across Canada, trained and certified 60 individuals from BIPOC communities. 

While Ci highlights these key results, they may not be a complete representation of Penny Appeal Canada’s results and impact. This charity is not yet rated on impact (n/r). This does not affect its star rating. 

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Finances

Penny Appeal Canada received $8.9m in Canadian donations in F2024, a 52% decrease from $18.5m in Canadian donations in F2023. It also received $3.8m in international donations, almost three times the amount of $964k received in F2023. It had $2.0m in donated goods in kind. The charity spent $13.7m on its programs, which is 85% of revenue. In F2024, the charity recorded an operating deficit of $3.4m, meaning it drew on its reserves. 

Administrative costs are 4% of revenue (less investment income) and fundraising costs are 36% of Canadian donations. For every dollar donated to the charity, 60 cents are available to go to the cause, which is outside of Ci’s reasonable range. 

Penny has $965k in reserve funds (cash and investments), which can cover 7%, or under one months of its annual program costs, showing a need for funding to sustain its operations. 

In F2024, Penny received $1.5m total from related parties Penny Appeal UK, USA and UAE. This is recorded as other revenue. It sent $1.8m to Penny Appeal Australia, Pakistan, South Africa, UK and USA. 

Penny uses external fundraisers. The charity paid fundraisers $316k to collect $1.9m. It costs Penny 16 cents to raise a dollar using external fundraisers. 

Charity Intelligence has sent this charity profile update to Penny Appeal Canada for review. Changes and edits may be forthcoming. 

Updated on November 21, 2025 by Victoria Allder.

Financial Review


Financial Ratios

Fiscal year ending December
202420232022
Administrative costs as % of revenues 4.3%2.7%3.2%
Fundraising costs as % of donations 35.8%20.1%19.7%
Total overhead spending 40.1%22.7%23.0%
Program cost coverage (%) 7.0%15.1%10.1%

Summary Financial Statements

All figures in $000s
202420232022
Donations 8,94118,49511,708
International donations 3,78496545
Goods in kind 1,9701,0581,268
Other income 1,46300
Total revenues 16,15820,51813,022
Program costs - International 6,2957,0965,570
Program costs - Canada 7,4246,7154,168
Donated goods exp 1,9701,0581,268
Administrative costs 686545419
Fundraising costs 3,2043,7162,311
Total spending 19,57919,13013,736
Cash flow from operations (3,422)1,388(715)
Capital spending 1241862
Funding reserves 9652,088979

Note: USE OF T3010: Ci used the charity’s T3010 filing to report international donations, and removed the amounts from Canadian donations. DUE FROM PENNY APPEAL UK: Ci adjusted for the change in due from Penny Appeal UK within international donations, affecting revenue by ($295k) in F2024, ($192k) in F2023 and $nil in F2022. GOODS IN KIND: Ci removed the amount of donated goods from international program costs and put it within donated goods used in programs. PROGRAM COMMITMENTS: Ci adjusted for program commitments within international program and domestic program costs on a pro-rata basis, affecting expenses by $523k in F2024, ($1.3m) in F2023 and $31k in F2022. AMORTIZATION: Ci removed amortization from administrative, fundraising, and program costs on a pro-rata basis. RELATED PARTIES: Ci removed related party revenue of $1.46m in F2025 only from international donations and included it in other revenue. 

Salary Information

Full-time staff: 44

Avg. compensation: $47,872

Top 10 staff salary range:

$350k +
0
$300k - $350k
0
$250k - $300k
0
$200k - $250k
0
$160k - $200k
1
$120k - $160k
0
$80k - $120k
4
$40k - $80k
5
< $40k
0

Information from most recent CRA Charities Directorate filings for F2024

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Comments & Contact

Comments added by the Charity:

No comments have been added by the charity.

Charity Contact

Website: www.pennyappeal.ca
This email address is being protected from spambots. You need JavaScript enabled to view it. Tel: 1-855-880-4141

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Charitable Registration Number: 80340 7956 RR0001