121 Richmond St. West, Suite 400
Toronto, ON M5H 2K1
Executive Director: Sandra Spence
Board Chair: Dorothy Nyambi

Charitable Reg. #:84498 8659 RR 0001


Ci's Star Rating is calculated based on the following independent metrics:

[Charity Rating: 4/5]



Audited financial statements for current and previous years available on the charity’s website.



Grade based on the charity's public reporting of the work it does and the results it achieves.



The demonstrated impact per dollar Ci calculates from available program information.


Charity's cash and investments (funding reserves) relative to how much it spends on programs in most recent year.



For a dollar donated, after overhead costs of fundraising and admin/management (excluding surplus) 61 cents are available for programs.

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About CAMFED Canada:

CAMFED Canada is a 4-star charity with a strong results reporting score. It is financially transparent and has overhead costs outside Ci's reasonable range.

CAMFED Canada was incorporated in 2009 as a not-for-profit and was established as a charity in 2017. CAMFED Canada supports the work of CAMFED, a United Kingdom-based charity. The charity works with local partners in five countries in sub-Saharan Africa to tackle barriers to girls’ education. CAMFED believes that girls’ education is the foundation for social justice, women’s leadership, economic development, and climate action.

At the primary-school level, CAMFED provides school supplies and helps ensure a successful transition to secondary school. CAMFED’s core focus is supporting adolescent girls at secondary school. It does this by helping to pay for school costs, uniforms, school supplies, sanitary items, bicycles, and safe accommodations. Each student is provided with social support by a Teacher Mentor at her school. Many students are also supported by Learner Guides (trained peer mentors). CAMFED also supports girls after secondary school by helping young women access skills training, post-secondary programs, and business loans.

CAMFED Canada spent $9.7m (75% of total program costs) on Enabling Women to Lead Change in F2022. In F2022, CAMFED distributed 2,314 loans, totalling $778,163, for an average of $336 per loan. The charity’s Business Guides and Climate-Smart Agriculture Guides helped support 55,084 businesses in F2022. CAMFED reports that in F2022, its Transition Guides helped support 84,881 young women about to graduate school. Additionally, 35,712 young women started businesses, and 7,153 women were supported in pursuing further education.

In F2022, CAMFED Canada spent $2.6m (20% of total program costs) on Multiplying Girls' Educational Opportunities. CAMFED partnered with 7,044 schools across 165 districts in 5 countries in F2022. CAMFED reports that it helped 176,731 students attend school in F2022 through donor funds. Additionally, the CAMFED Association supported 824,548 students and CAMFED Community Champions supported 261,874 students.

The remaining 5% of total program costs were spent on Advocacy (2%) and Research & Development (3%).

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Results and Impact

In F2022, the charity surveyed 1,327 entrepreneurs reached by Business Guides. The survey found that 83% of businesses survived, and 81% of entrepreneurs had made a profit in the previous four weeks, from a baseline of 30% in 2020. 84% of the women surveyed reported increased household income and 74% increased household food consumption. Additionally, 83% of respondents had savings compared to 61% at baseline.

In F2022, CAMFED reported that a survey in Zimbabwe found that 97% of people receiving financial support felt that they could concentrate on their studies without worry, and 98% felt happier and more confident as a result of CAMFED’s support.

While Ci highlights these key results, they may not be a complete representation of CAMFED’s results and impact. This charity is not yet rated on impact (n/r).

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CAMFED Canada received $720k in donations in F2022. The charity's financial statements report $13.3m in donations in F2022 that were received between 2019 and 2020, primarily from the Mastercard Foundation. CAMFED Canada reports that it received 98% of its funding from the Mastercard Foundation in F2022.

Administrative costs are 17% of total revenues and fundraising costs are 22% of donations. This results in total overhead spending of 39%. For each dollar donated, 61 cents go to the cause. This is outside of Ci’s reasonable range for overhead costs.

The charity has reserve funds of $1.8m which can cover almost two months of annual program costs.

CAMFED Canada paid three full-time employees a total of $380k in compensation during F2022. It also paid $769k in professional and consulting fees.

This charity report is an update that has been sent to CAMFED Canada for review. Changes and edits may be forthcoming.

Updated July 17, 2023 by Kiara Andrade.

Financial Review

Financial Ratios

Fiscal year ending December
Administrative costs as % of revenues 17.4%0.8%0.9%
Fundraising costs as % of donations 21.9%0.2%0.3%
Total overhead spending 39.2%1.0%1.2%
Program cost coverage (%) 13.6%143.3%163.9%

Summary Financial Statements

All figures in $s
Donations 719,41313,342,3259,243,504
Goods in kind 1,5659291,132
Total revenues 720,97813,343,2549,244,636
Program costs - International 12,286,0309,455,0645,849,789
Program costs - Canada 625,409296,245784,646
Administrative costs 125,378104,28583,221
Fundraising costs 157,24826,16028,117
Total spending 13,194,0649,881,7536,745,774
Cash flow from operations (12,473,086)3,461,5012,498,862
Capital spending 3,14428,213160,273
Funding reserves 1,754,24713,975,13710,875,205

Note: To report on a cash basis, Ci adjusted for deferred contributions, affecting revenues by ($13.3m) in F2022, $2.7m in F2021, and $2.4m in F2020. Amortization was removed from program, administrative, and fundraising costs on a pro-rata basis.

Salary Information

Full-time staff: 3

Avg. compensation: $126,959

Top 10 staff salary range:

$350k +
$300k - $350k
$250k - $300k
$200k - $250k
$160k - $200k
$120k - $160k
$80k - $120k
$40k - $80k
< $40k

Information from most recent CRA Charities Directorate filings for F2022

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Comments & Contact

Comments added by the Charity:

No comments have been added by the charity.

Charity Contact

Website: www.camfed.org
This email address is being protected from spambots. You need JavaScript enabled to view it. Tel: 416-861-0755


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Charitable Registration Number: 80340 7956 RR0001